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Features

Maximize your savings and financial future! Whether you choose a Money Market or Super Saver account, you’ll earn a higher competitive yield and enjoy anytime, easy access to your money.

  • Higher balances earn more with tiered rates
     
    • Money Market requires $1,000 minimum deposit
       
    • Super Saver requires $25,000 minimum deposit
       
  • No monthly fees

Money Market vs. Super Saver

Money Market Super Saver
Interest Compounded & Paid
Monthly Quarterly
Minimum Balance to Receive Interest
$1,000 $25,000
Account Structure (Tiers)
$1,000 – $9,999
$10,000 - Above
$25,000 – $49,999
$50,000 - Above
Balance Falls Below 1st Tier
The member will receive 0.00% for the interest period. The member will receive 0.00% for the interest period.
Interest
* If the balance is above $1,000 and below $9,999 it will receive the 1st tier rate. (or)
* If the balance is above $10,000 it will receive the 2nd tier rate on the entire balance.
* If the balance is above $25,000 and below $49,999 it receives the 1st tier rate. (and)
* The balance of $50,000 and above receives the 2nd tier rate.
Compounding & Crediting Interest
Interest is compounded daily and credited monthly. Interest is calculated on the actual daily balance without compounding and credited quarterly. 
How Withdrawals affect Interest
If funds are withdrawn, interest on those funds will not be paid past the date of withdrawal; only the remaining balance. If funds are withdrawn, interest on those funds will not be paid past the date of withdrawal; only the remaining balance.
Check Writing
Check writing allowed No check writing on SSA
Individual Retirement Accounts (IRAs)
No IRA available IRA Super Saver Accounts are available
Funds Availability
Same as Savings Account Same as Savings Account

Rates

Savings Accounts
Effective Date: Tuesday, March 19th, 2024
Account TypeMinimum Balance to Receive DividendDividend RateAnnual Percentage Yield (APY)*Compounded/Paid
Savings $5 0.050% 0.050% Monthly/Monthly
Miscellaneous Savings $1 0.050% 0.050% Monthly/Monthly
Super Saver Account $25,000 - $49,999 0.525% 0.525% Quarterly/Quarterly
Super Saver Account $50,000 & Over 0.625% 0.530% to 0.630% Quarterly/Quarterly
Christmas Club $1 0.050% 0.050% Monthly/Monthly
IRA Share $1 & Over 0.050% 0.050% Monthly/Monthly
IRA Super Saver $25,000 - $49,999 0.525% 0.525% Quarterly/Quarterly
IRA Super Saver $50,000 & Over 0.625% 0.530% to 0.630% Quarterly/Quarterly
Money Market $1,000 - $9,999 0.200% 0.200% Daily/Monthly
Money Market $10,000 & Over 0.250% 0.250% Daily/Monthly
Super Saver Account is a Split Tier and each Tier will receive the dividend that applies.
*APY=Annual Percentage Yield. Fees may reduce earnings.

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