Page 6 - Jolt Credit Union 2020 Summer Newsletter

P. 6

CHANGE IN TERMS NOTICE SAGINAW

FUNDS AVAILABILITY POLICY 6180 State St.
(Main Office)

Changes have been made to Federal Regulation CC, Saginaw, MI 48603
changing the amount of funds that must be made Branch Hours:
available to you, effective July 1, 2020. Depending M,W,Th: 9am – 5pm
on the type of check deposited or certain T: 10am – 5pm
circumstances, funds may not be available to you F: 9am – 6pm
until the second business day after the day the S: 9am – 1pm
deposit is received. Beginning July 1, 2020, the EARN CASH BACK
first $225 of your deposit, will be available on Drive-Thru Hours:
the first business day after the day we receive your M,W,TH: 9am – 5pm
deposit. This is a change from $200, which must currently T: 10am – 5pm IN A FREE ACCOUNT WITH
be made available to you on the first business day after the day F: 8am – 6pm
we receive your deposit. S: 9am – 1pm ®
In addition, the following changes apply to certain circumstances in Kasasa Cash Back
which funds may be delayed for a longer period: SAGINAW
You deposit checks totaling more than $5,525 in any one business 1002 S. Washington Ave. Checking
day. This is a change from the current amount of $5,000. The first Saginaw, MI 48601
$225 of your deposit will be available the first business day after the Branch & Drive-Thru Hours:
deposit is received. M,W,Th,F: 9am – 5pm
You are a new member and the account is still within the first T: 10am – 5pm
30 days from account opening. For a new account, funds from
electronic direct deposits to your account will continue to be BAY CITY
available on the day we receive the deposit. Funds from deposits of
cash, wire transfer, and the first $5,525 of the day’s total deposits 1504 Cass Avenue
of cashier’s, certified, teller’s, traveler’s, and federal, state and local Bay City, MI 48708
government checks will continue to be available on the first business Branch & Drive-Thru Hours:
day after the day of your deposit if the deposit meets certain M,W,Th: 9am – 5pm
conditions. This is a change from the current amount of $5,000. T: 10am – 5pm
F: 9am – 6pm
We will continue to notify you if we delay your ability to withdraw
funds for any reason included on your Funds Availability Policy, and we
will advise you when the funds will be available. BAY CITY
Please contact us at 800-798-2328 with any questions. 915 S. Euclid Ave.
Electronic Funds Transfer Agreement Change in Terms Bay City, MI 48706
The following updates have been made to the EFT Agreement: Branch & Drive-Thru Hours:
M,W,Th: 9am – 5pm
The maximum daily limit for purchases made through a POS T: 10am – 5pm
terminal has increased from $1,000 to $2,000 F: 9am – 6pm
The maximum daily limit for PIN-based purchases has increased S: 9am – 1pm
from $1,000 to $2,000

ESSEXVILLE
CLOSED Essexville, MI 48732
3105 Center Ave.

INDEPENDENCE DAY Branch & Drive-Thru Hours:
M,W,Th: 9am – 5pm
SATURDAY, JULY 4, 2020 T: 10am – 5pm
F: 9am – 6pm
LABOR DAY

MONDAY SEPTEMBER 7, 2020

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